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About Bill Doctor

We're all about financial freedom here. We're completely dedicated to helping folks make wiser money moves, boosting their financial health.

Our mission is no small task; we're here to connect you with the perfect solution - one that doesn't just ease your financial stress but also lifts the weight of debt off your shoulders, making your wallet feel a bit heavier each month.

3 Steps to Lower monthly payments


Step 1:
Provide basic information about yourself and your finances (2 minutes)


Step 2:
Consult with a financial expert.


Step 3:
Customize a program.


Celebrate and enjoy your lower monthly payments.

No fees unless we lower your debt

We work with our partners to customize their products for you. All of our solutions are free to evaluate and consultations with our partners are free with no obligations.

Articles & Educational Resources

We are here to help you understand all the options that may be available to help your journey to financial freedom!

Consolidation Loans vs. Debt Settlement: A Comparison Guide

When facing high levels of debt and poor credit, choosing the best debt consolidation strategy can feel overwhelming. Two popular...

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Top 10 Strategies for Paying Off Debt Faster

If you're struggling with high debt, it can be overwhelming and stressful to figure out how to get back on track financially. Fortunately, there are strategies you can use to pay off debt faster and regain control of your finances. Here are the top 10 strategies for paying off debt ...

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The High Cost of Only Making Minimum Credit Card Payments

Making only the minimum payments on your credit card can be tempting, especially if you're struggling to make ends meet. However, while it may provide temporary relief, it can have serious long-term consequences for your finances. In this article, we'll discuss the downsides to only making minimum credit card payments. ...

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What is BillDoctor?

BillDoctor helps you explore options to lower your monthly payments and get out of debt. We assess your financial situation and connect you with a solution that best fits your needs.

How do you choose which partner is right for me?

We consider your unique financial situation and connect you with a partner from our vetted network who specializes in offering the best solution for lowering your payments and getting you out of debt.

Is my personal information safe with BillDoctor?

Absolutely. We use the latest encryption technology to protect your data. Your privacy and security are our top priorities.

How long does it take to get connected with a partner?

It takes only around 3 minutes to go through the journey and get connected with a suitable partner.

Is there a fee for using BillDoctor?

No, our service is free to use. Our aim is to help you achieve financial freedom by connecting you with the best solutions available.

What types of debts can BillDoctor help with?
Type of Debt Yes No
Credit Cards
Personal Loans
Private Student Loans
Medical Bills
Lines of Credit
Debts in Collections
Federal Student Loans
Auto Loans
Other Secured Debts
What happens after I provide my information to BillDoctor?

Once you tell us more about yourself, you will be connected with one of our partners. They will reach out to you to discuss the next steps and how they can assist in getting you out of debt and lowering your payments. And don’t worry, you won’t get spammed by countless companies that you don’t care about. We find the solution that’s right for you so that you don’t need to wade through everything else.

How soon can I expect to get out of debt?

The timeline may vary depending on your unique situation, but people who work with us typically get out of debt within 12 to 48 months. Your chosen partner will provide more specific information tailored to your situation.


Your data is secure. We use 256-bit encryption - a higher security standard than many banks.